"I think we've all been hearing about index funds for quite a while now." Agreed. "The most mathematically sound thing to do (if you have 200K or more)" your b

"I think we've all been hearing about index funds for quite a while now." Agreed. "The most mathematically sound thing to do (if you have 200K or more)" your basic assumption here is a problem. Index funds allow you (well me, maybe you do have $200K) to invest a small part of your income per month. That is a service, and obviously, I'm willing to pay for it. "Buy boxes of young, but good, wine." Apparently this is a good idea: http://www.wamllp.com/home.php http://www.wamllp.com/home.php