This is why paper checks are still useful. I had problems with Citibank who in the 2008 crisis kept doing things like resetting my pin, mailing my card to the

This is why paper checks are still useful. I had problems with Citibank who in the 2008 crisis kept doing things like resetting my pin, mailing my card to the wrong address, assigning the pin to the wrong account, etc. Then they told me I had to visit a branch in another state, four hundred miles away to withdraw. I just wrote a check for cash and deposited it in another bank.