I suspect that you're making a bit of a mistake yourself in your calculations here if we want to get an understanding of if it's "more accidents" or "access to

I suspect that you're making a bit of a mistake yourself in your calculations here if we want to get an understanding of if it's "more accidents" or "access to help when the accident happens" that is more important. The reason is that you're taking the population of the USA where over 80% have licenses to drive (http://www.fhwa.dot.gov/policyinformation/pubs/hf/pl11028/chapter4.cfm http://www.fhwa.dot.gov/policyinformation/pubs/hf/pl11028/ch...) and comparing with a country where most people don't own cars: While nearly a third of people living in metros own personal transport, only 15 percent of the rural population own their own vehicle. http://www.thehindubusinessline.com/catalyst/driving-indias-automobile-boom/article7429632.ece http://www.thehindubusinessline.com/catalyst/driving-indias-... I think you would really want to compare serious accidents per vehicle mile driven to compare effectiveness of policy and driving behavior across countries.