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It doesn't matter in the US either. What matters here is days late. Anything over 30 days gets noted under the credit line, and will stick around there for a co
by jdmichal 10y ago
It doesn't matter in the US either. What matters here is days late. Anything over 30 days gets noted under the credit line, and will stick around there for a couple years or so. Unsure what happens to the mark once the debt is settled.
- awesomerobot 10y agoAfter it's passed to collections you can't do much, it's too late. A "couple years" is 7 years. The US credit industry is absurd.