Some of the difference: > differentiating medical from non-medical collection agency accounts. This will help ensure that medical collections have a lower impa

Some of the difference: > differentiating medical from non-medical collection agency accounts. This will help ensure that medical collections have a lower impact on the score, commensurate with the credit risk they represent. These enhancements help lenders because it leads to a more predictive score. The median FICO Score for consumers whose only major negative references are medical collections will increase by 25 points. http://www.fico.com/en/newsroom/fico-score-9-introduces-refined-analysis-of-medical-collections http://www.fico.com/en/newsroom/fico-score-9-introduces-refi... http://time.com/money/3092005/fico-credit-score-changes-fair-isaac/ http://time.com/money/3092005/fico-credit-score-changes-fair...