Last two days I've been bitten by this for three web properties. I tried a number of 'standard' passwords for one property wherein it locked me out, I then had

Last two days I've been bitten by this for three web properties. I tried a number of 'standard' passwords for one property wherein it locked me out, I then had to call a person who could reset the password. On clicking the reset email link it was only then it told me what schema I had to comply with. So stupid.