It seems to me the simple calculation is to see that, currently, the US spends ~$9,500 per capita annually for healthcare (that number seems so crazy to me, but

It seems to me the simple calculation is to see that, currently, the US spends ~$9,500 per capita annually for healthcare (that number seems so crazy to me, but therein lies the problem). The WSJ article didn't go into more detail, but I don't understand how $3k per year goes to cover that $9500 amount without huge deductibles and copays, which disabled people won't be able to pay because they will have no other assistance beyond their UBI. I don't see how UBI works without some other form of guaranteed health insurance for the poor.