Usually the banks take responsibility for that as it's their duty to do due diligence (say that six times fast!). I've had my credit card # stolen plenty of tim

Usually the banks take responsibility for that as it's their duty to do due diligence (say that six times fast!). I've had my credit card # stolen plenty of times and never been liable. LifeLock's insurance covers court/lawyer fees/damages, IIRC.