I think affluence is also used in wealth management to denote what level of wealth the customer has. "Affluent" is basically in between whatever the average net

I think affluence is also used in wealth management to denote what level of wealth the customer has. "Affluent" is basically in between whatever the average net worth is and "high net worth individual". So it is kind of representitive of people who are in the 90-98% percentile. If those people happen to live in large city and not have any liquid assets, that is a different question.