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>taking curves too fast, braking too hard too often I was thinking about this the other day, people driving in San Francisco or Seattle hills would then have h
by vmarsy 10y ago
>taking curves too fast, braking too hard too often
I was thinking about this the other day, people driving in San Francisco or Seattle hills would then have higher rates than people driving on flat Texas roads? People stuck in rush hours (where no matter how smoothly you try to drive, there will be more hard brakes) would have higher rates than people who can avoid it?
regardless of the number of car accidents in the area?
- eru 10y agoObviously, you'd want to use some more (and more useful) features to calculate your price. (Otherwise, your insurance company will lose out to the competition that prices better. You overcharge low-risk drivers who will leave to a cheaper alternative for them, and are left with the high-risk drivers who cost you a lot.) The area you are driving in is an obvious candidate. Or even the particular roads you are driving on at particular hours.
- beambot 10y agoGeography is already taken into account for insurance rates. Why would that cease to be the case with more information?