I've dabbled a smidgen in picking stocks and managed funds. What I've realized is that I don't trust anyone with my money more than myself. Feel free to blame

I've dabbled a smidgen in picking stocks and managed funds. What I've realized is that I don't trust anyone with my money more than myself. Feel free to blame hubris. The second-most-trusted entity for me is "the market". Lately I've taken that to an extreme, and I've even backed away from choosing individual stocks. I've met multiple CEOs over years and a small fraction have struck me as having any sort of intellectual horsepower. Instead, I'm betting on my startup (as close to under my control as anything can be) and retirement money goes into index funds. I feel like this bounds the problem!