If you paid it weekly, or even daily electronically, this would be a non-issue. Joe doesn't have enough cash to buy food? Tough shit; he'll get $20 in his acc

If you paid it weekly, or even daily electronically, this would be a non-issue. Joe doesn't have enough cash to buy food? Tough shit; he'll get $20 in his account tomorrow and can buy breakfast at 12:01am if he's hungry. Every welfare or social safety net has a similar schedule. We would not give someone a $12,000 welfare check on January 1st and expect it to last very long. People reliant on welfare or BI have proven that they have very low financial literacy. The way we solve giving money to people with low financial literacy is the same - don't give them their money all at once - spread it out over time to limit the financial harm they can do to themselves.