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If you get all your money at once you can always have a buffer for these unexpected things. You also have more freedom to waste it all at once, but I don't beli

If you get all your money at once you can always have a buffer for these unexpected things. You also have more freedom to waste it all at once, but I don't believe most poor families are really that wasteful. It's just hard to get by. If you get your monthly check divided up, you can't first resolve the situation and then figure out how to deal with it financially. You have to wait. That might be the difference between making it to a job interview or not, or buying medicine for your kid when it needs it. If you start coming up with extra cases for when it's urgent and you can get a bigger payout, you're again complicating the system and adding extra bureaucracy where part of the idea is that the simplicity of the system compared to classic welfare systems is what makes it more affordable and allows to give bigger monthly payouts.

protomyth 10y ago
> If you get all your money at once you can always have a buffer for these unexpected things. That doesn't work in practice as people are really poor at budgeting thus the big trip on the 1st of the month to buy groceries. > That might be the difference between making it to a job interview or not, or buying medicine for your kid when it needs it. If I'm paid daily, its more likely I can buy that medicine or make that job interview. The actual difference is the big payments and frankly sucking up a chunk of the monthly is going to hurt pretty badly. We're talking about the same amount of money distributed differently. > If you start coming up with extra cases for when it's urgent and you can get a bigger payout, you're again complicating the system and adding extra bureaucracy where part of the idea is that the simplicity of the system compared to classic welfare systems is what makes it more affordable and allows to give bigger monthly payouts. I don't think I understand what you meant by this paragraph.

protomyth 10y ago

> If you get all your money at once you can always have a buffer for these unexpected things. That doesn't work in practice as people are really poor at budgeting thus the big trip on the 1st of the month to buy groceries. > That might be the difference between making it to a job interview or not, or buying medicine for your kid when it needs it. If I'm paid daily, its more likely I can buy that medicine or make that job interview. The actual difference is the big payments and frankly sucking up a chunk of the monthly is going to hurt pretty badly. We're talking about the same amount of money distributed differently. > If you start coming up with extra cases for when it's urgent and you can get a bigger payout, you're again complicating the system and adding extra bureaucracy where part of the idea is that the simplicity of the system compared to classic welfare systems is what makes it more affordable and allows to give bigger monthly payouts. I don't think I understand what you meant by this paragraph.