The idea for Basic Income was that people have a better idea of how they need to apply money then one-size-fits-some programs government makes. This is the same

The idea for Basic Income was that people have a better idea of how they need to apply money then one-size-fits-some programs government makes. This is the same argument that a market economy is better than a command economy, precisely because there are too many hidden variables for a mega-organization to understand. What happens now, if someone has a financial emergency in our current system? Well, you're just fucked. Unemployment doesn't start until 2-4 weeks after you've been laid off/fired, and that's assuming they didn't fight it. Medical bills just linger, whilst the bill harassers keep calling. Your car broke? Well, too bad. At least with BI, if money was disbursed every 2 weeks, then the crisis would be averted partially by that. Unlike now, if your car dies, you lose your job, and then no way to get a job or pay for a car.