It's pretty high at the moment, since I'm paying for a lot of 1:1 instruction (7 hrs/wk split between tennis and fitness) and am still getting used to the new a

It's pretty high at the moment, since I'm paying for a lot of 1:1 instruction (7 hrs/wk split between tennis and fitness) and am still getting used to the new area. If you take that out, I'm probably spending something like $20-40k annually.