Plenty of heirs "lose the farm." The transfer still worked. And people who get success more on their own sometimes lose the farm too (more often, I'd bet - I d

Plenty of heirs "lose the farm." The transfer still worked. And people who get success more on their own sometimes lose the farm too (more often, I'd bet - I don't think there are any low risk strategies of getting richer than your parents). Maintaining and growing wealth are different than receiving and spending. It's much easier than getting it in the first place, though.