Maybe the car insurance example was bad, but I think the situation is a little more complex than pure statistics. The US has a very long history of racism agai

Maybe the car insurance example was bad, but I think the situation is a little more complex than pure statistics. The US has a very long history of racism against minorities. It's been difficult to get a strong system in place to combat racism. Ageism against young people has a built in correction system called aging.