This is true, but subsidies are only useful if they are discoverable and truly available. I grew up in a poor neighborhood, and the only reason I'm not poor is

This is true, but subsidies are only useful if they are discoverable and truly available. I grew up in a poor neighborhood, and the only reason I'm not poor is my parents were both educated and made sure I was too. But I know a lot of people who were poor and uneducated. You might be able to take time off between the hours of 9AM and 5PM to apply for programs in person, or have time to fill out a lot of forms, or know what programs are available, or speak/read the language that's on the forms fluently, but a lot of people don't.