In my experience, it turned out to be a very safe 6%. You can scale this up to any amount you wish - If you want to invest, say $1,000 total, you can choose to

In my experience, it turned out to be a very safe 6%. You can scale this up to any amount you wish - If you want to invest, say $1,000 total, you can choose to break it up into $25 per borrower and have 40 separate Notes. See, the whole point is, it's up to you: you may dial in exactly the amount of risk you want.