That sounds like fun, but I can't think of any reason why I would ever need to visit a bank, or keep more than a trivial amount of money in a bank with physical

That sounds like fun, but I can't think of any reason why I would ever need to visit a bank, or keep more than a trivial amount of money in a bank with physical branches, when their interest rates are so low. What are the tangible benefits of a non-Internet bank these days?