Article seems to fail to mention that the majority of apartments in Stockholm (55% in 2014, more now) are in housing cooperatives ("bostadsrätt" -- in practice

Article seems to fail to mention that the majority of apartments in Stockholm (55% in 2014, more now) are in housing cooperatives ("bostadsrätt" -- in practice like a condo but not quite [Swedish compromise]). For a lot of people it's the normal - and indeed only - way to get an apartment in Stockholm. And it's actually not difficult to get one in the city if you're a Swede with a decent salary (meaning you can get a mortgage loan). (I.e., just about any IT salary.) "Like many foreigners, she’s reluctant to buy, following a price rise of 14% in the city in last year alone" -- another way of seeing it is of course that prices will probably continue to go up (they've certainly been doing that for the last decades, this is no temporary bubble), meaning buying your apartment can be a good investment. People having been worrying about rising prices since... a long time. If you were unlucky enough to buy your apartment in Stockholm city at the "peak" in 2007, right before the prices went down slightly during the financial meltdown of 2008, it'd still have increased in value with about 60% by now. Meaning if you sold it today, you would have essentially lived for free and quite possibly earned some money on top. Whereas had you rented, you would've paid say 864000 SEK (~92000 EUR) during those years for an 8000 SEK per month rental. Apartments in the city have historically not been a a risky investment; I know which one of renting vs. buying that I'd choose. Not saying that all is fine. There are many good reasons why one might not want to (or can't) buy an apartment, and in those cases the situation can be very tough indeed.