Mostly paid off != paid off. After a few years you get raises, you get better jobs, you save money by living at home. Etc. My story may be anecdotal but my poin

Mostly paid off != paid off. After a few years you get raises, you get better jobs, you save money by living at home. Etc. My story may be anecdotal but my point still stands. People in the article are irresponsible.