Wouldn't you (or any other reader here) prefer a system/world/setup where merchants wouldn't charge an extra 2-3% and not have those rewards? I have been think

Wouldn't you (or any other reader here) prefer a system/world/setup where merchants wouldn't charge an extra 2-3% and not have those rewards? I have been thinking a lot lately on how the credit card rewards/payback and fee split works - I dislike it.