As I applied for a mortgage, this question came up - as it pertains to "how much debt do you have?" - and the answer was that I only have as much debt as the mi

As I applied for a mortgage, this question came up - as it pertains to "how much debt do you have?" - and the answer was that I only have as much debt as the minimum payment I must make each month. I told them I always pay in full, they said then you only have $10 in monthly debt ($10 being my minimum payment amount).