> Actually, the government guarantees the loans on behalf of the student. So if the student fails to pay, then the government will foot the bill. The reason ban

> Actually, the government guarantees the loans on behalf of the student. So if the student fails to pay, then the government will foot the bill. The reason bankruptcy doesn't apply... So what are the conditions in which the guarantor will be required to take ownership of the loan? Death? Anything else?