>Is your bank a middleman for mixing your dollars with other people's dollars? Yes? That seems pretty obvious to me. Mingling segregated accounts is certainl

>Is your bank a middleman for mixing your dollars with other people's dollars? Yes? That seems pretty obvious to me. Mingling segregated accounts is certainly a bad idea if the customer thinks that you have a bailment contract: https://wiki.mises.org/wiki/Fractional_reserve_banking https://wiki.mises.org/wiki/Fractional_reserve_banking