Sure, you can live in rural tx, but good luck getting a job that pays $100k there. Remote employees can do it, but you're almost certainly not going to get tha

Sure, you can live in rural tx, but good luck getting a job that pays $100k there. Remote employees can do it, but you're almost certainly not going to get that straight out of university. And this is the first time I've seen someone claim kids net save money =P . That would be, ah, different from the experiences of everyone I know. Also, your calculations ignored interest. Even 5-8% interest on private student loans adds up in a hurry.