Just a quick data point for you: Most of the "top 20" universities that I was looking at 10+ years ago were going to total more than $40k in loans per year, and

Just a quick data point for you: Most of the "top 20" universities that I was looking at 10+ years ago were going to total more than $40k in loans per year, and that was prior to the insane educational inflation we've seen more recently.