I've never had a UK bank refuse to reimburse fraudulent transactions for me. Usually you just have to report it promptly and sign a statement to say it wasn't y

I've never had a UK bank refuse to reimburse fraudulent transactions for me. Usually you just have to report it promptly and sign a statement to say it wasn't you. The bottom line is for relatively small transactions (say a few grand or less), it's not worth their time to investigate.