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Have you actually ever had a card stolen or skimmed? It's not as bad an experience as you're making it out to be. My credit union handled everything the last
by bduerst 10y ago
Have you actually ever had a card stolen or skimmed?
It's not as bad an experience as you're making it out to be. My credit union handled everything the last time I was skimmed, including giving me the money back and overnighting a new card.
- lmm 10y agoI've had it happen. Put me very close to zeroed out, bank sent me a new card and processed the refund eventually but it took several days. Maybe laws are different here (UK).
- antsar 10y agoThere's a difference between credit and debit here. Stolen credit card = bank is missing money; bank is incentivized to retrieve money. Stolen debit card = you are missing money; bank may choose to help somehow.
- bduerst 10y agoThey would need to know your pin code too (for authorizing debit transactions) right? For the record it was my debit card that was skimmed.