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Sensor data will have an interesting effect on insurance claims. There's always an unbiased witness who may not have the full information, but has much more tha
by biswaroop 10y ago
Sensor data will have an interesting effect on insurance claims. There's always an unbiased witness who may not have the full information, but has much more than anyone else.
That's just the interim period before full autonomy. Does anyone know how insurance claims are handled in collisions between fully autonomous cars?
- gumby 10y agoSensor data will have an interesting effect on insurance claims. There's always an unbiased witness who may not have the full information, but has much more than anyone else. What's "unbiased" information? For example if the user (driver) had the wrong model of the new cruise control she may have done what she considered correct. And if she didn't understand, was it her problem for lack of consulting the manual in detail, or the company's for not explaining it properly? > That's just the interim period before full autonomy. Does anyone know how insurance claims are handled in collisions between fully autonomous cars? As soon as full autonomy is better than humans, the insurance companies will really push for it. In this context it makes sense for the liability to go with the manufacturer / software developer in the case of an unmodified vehicle, both because it aligns incentives correctly and because any patch can be immediately rolled out to the entire fleet. (I presume individuals won't buy cars at all)