What amazes me is that there are services like paypal, google checkout and others that can handle all this for the vendor. If someone wanted to set up in an af

What amazes me is that there are services like paypal, google checkout and others that can handle all this for the vendor. If someone wanted to set up in an afternoon they could: just use a pre-developed card and protect yourself from fraud too. Even quick time-to-market is not an excuse any more.