This article hits an important point. I share an office with a mortgage company (weird, I know). It's amazing how draconian all the various mortgage systems and

This article hits an important point. I share an office with a mortgage company (weird, I know). It's amazing how draconian all the various mortgage systems and processes are. Instead of focusing on shiny new ways to make the customer side of borrowing easier, I'm betting there is significantly more money in selling picks and axes to the companies originating, buying, and servicing those loans.