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Happy birthday. Go to this site, and read through this article - http://www.mrmoneymustache.com/2013/02/22/getting-rich-from-zero-to-hero-in-one-blog-post/ http

by kdamken 10y ago

Happy birthday. Go to this site, and read through this article - http://www.mrmoneymustache.com/2013/02/22/getting-rich-from-zero-to-hero-in-one-blog-post/ http://www.mrmoneymustache.com/2013/02/22/getting-rich-from-.... Focus on saving. As a developer, you can save a lot of money by the time you're thirty, likely enough that you won't ever need to work again. I'm not saying you'd have to, but you can give yourself the ability to choose when you work, how often you work, and what you work on.

pvsukale1 10y ago
thank for your advice ! :)will keep this in mind!savings!
- pvsukale1 10y ago
  awesome link though!
- kdamken 10y ago
  No problem! Basically you'd want to follow these steps: 1. Keep your living expenses as low as you can while increasing your salary as much as you can. 2. Try and save at least 50% of your income. After you have six months of living expenses saved as an emergency fund, focus on maxing out your tax sheltered retirement funds - your 401k and IRA's. Make sure to invest in low cost index funds. 3. If you have money left after, open a brokerage account with Vanguard and look into investing in their low cost index funds as well. Poor as much money as you can into this. More on picking index funds https://www.bogleheads.org/wiki/Lazy_portfolios https://www.bogleheads.org/wiki/Lazy_portfolios