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Not everyone uses WhatsApp or other 3rd party app while SMS is enabled by default on all user phones, even "dumb" ones (still used by many people around the wor
by kbart 10y ago
Not everyone uses WhatsApp or other 3rd party app while SMS is enabled by default on all user phones, even "dumb" ones (still used by many people around the world). I use Signal, many friends use WhatsApp, others Telegram etc. Do you expect a bank to support them all or somehow enforce installation of their app of choice?
- peterwwillis 10y agoThey should enforce one app. Since WhatsApp has the correct design and has a billion or more users, I suggest that one.
- kbart 10y agoSo when another new, shiny app made by some walled garden company shows app, bank should enforce that instead? My bank is using mobile signature(1) and I think it's way superior to any app, because the encryption part is done inside SIM which has quite good security record. There's simply no way I would trust Facebook (via WhatsApp) with my financial data. 1. https://en.wikipedia.org/wiki/Mobile_signature https://en.wikipedia.org/wiki/Mobile_signature