From 2 perspectives * Yes, they'd have to hire / refer / recommend a financial planner / accountant / or "not financial advice" * Any sort of non voluntary tr

From 2 perspectives * Yes, they'd have to hire / refer / recommend a financial planner / accountant / or "not financial advice" * Any sort of non voluntary training could be construed as breaking the consulting relationship - but then again, franchises do this often as a b2b setup.