They have an option to automate the lending, so it is possible to get good returns as s novice. The automated feature spreads the dollars over many loans. Howe

They have an option to automate the lending, so it is possible to get good returns as s novice. The automated feature spreads the dollars over many loans. However, this is really new as a way for retail investors to earn a return, so they really should get comfortable with its structure before putting money in.