Hmm, I'm not seeing that on my account. Of the last 20 charge-offs, all but one of them had at least 12 months of payments. The one made 6 payments and then dis

Hmm, I'm not seeing that on my account. Of the last 20 charge-offs, all but one of them had at least 12 months of payments. The one made 6 payments and then disappeared (unable to contact; loan sold to third party debt buyer).