Yea 22% seems high. I can think lots of upper middle class and other rich people who can consume cheap 3rd products and services without endangering their jobs

Yea 22% seems high. I can think lots of upper middle class and other rich people who can consume cheap 3rd products and services without endangering their jobs / financial wellbeing and students under education loans would think of them as global citizens. It is like the call to workers of the world unite. But rich and well off workers will be less inclined when there is no upside.