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What about liability insurance? A main driver for development of autonomous cars is to reduce the rate of traffic fatalities. Once this is realized, shouldn't i

• gambiting 10y ago
  Sure, and they probably will. But long before we have 100% autonomous cars every "manual" car will be semi-autonomous - you will be able to drive it, but it will detect and avoid most dangerous situations automatically(while not being advanced enough to actually drive without human input). It's already happening in some vehicles, where they brake automatically for anything on the road - it's just a matter of time before this technology comes to even the cheapest of cars. So it's not that obvious that rates for "manual" drivers will go up since their cars will be extremely difficult to crash. As for people driving "antics" - well, we will guess how the market reacts, it's really hard to predict.
  • ghaff 10y ago
    Furthermore, the argument is that autonomous--under whatever conditions and in whatever environments they can operate in that mode--vehicles will be safer. Not that they will make driving cars manually less safe. (And if they do, such systems shouldn't be allowed on the road.) In that case, cars with various types of safety systems, including autopilots may have reduced rates. But I'm not sure what would make market insurance rates for manually driven vehicles higher than they are today just because cars with better safety systems are on the road (for which they'll presumably get insurance discounts).