That's probably the most efficient way to distribute the money. Unfortunately it means fat margins for the MPESA provider (typical transaction fees range from

That's probably the most efficient way to distribute the money. Unfortunately it means fat margins for the MPESA provider (typical transaction fees range from 3-10%, depending on the size of the transaction). Also it's probably going to turn into a tax nightmare for the company handling the payments. I could go on for a while about how ridiculous VAT rules are in these countries. Processing a transaction worth ~$0.005 for VAT purposes...