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> Charging crazy premiums As such, I see no reason why insurance companies would have an agenda against human drivers. Insurance companies will charge rational
by random_upvoter 10y ago
> Charging crazy premiums
As such, I see no reason why insurance companies would have an agenda against human drivers. Insurance companies will charge rational premiums that make them competitive against other insurance companies. It may very well be that insurance premiums for human drivers go down because AI drivers improve road safety.
- dmoy 10y agoI think the implication here is just crazy=high, not crazy=irrational. If AI cars end up vastly safer, it stands to reason they will have much lower insurance premiums. (I don't know if it'll be $500/month difference though, that sounds quite high)
- toomuchtodo 10y agoSupposedly a Tesla on autopilot is already twice as safe as a human driver: http://www.telegraph.co.uk/technology/2016/04/25/elon-musk-teslas-autopilot-makes-accidents-50pc-less-likely/ http://www.telegraph.co.uk/technology/2016/04/25/elon-musk-t... > "The probability of having an accident is 50 per cent lower if you have Autopilot on," said Musk, speaking at an energy conference in Oslo, Norway. "Even with our first version, it's almost twice as good as a person."
- dsfyu404ed 10y agoAssuming it's true and not some stretch of the truth for marketing purposes, it's twice as good as some value representing a typical driver. Much better than the current typical driver may not be that much better than the future typical human driver in a future where driving is voluntary (after all the "I don't trust no stinkin computer" people are too senile to drive). The people who choose to do something because they are personally motivated to do it tend to become much better than the people who do something because they have to... a phenomenon which is clearly observable in most high-school math classes.