As America is an automobile culture, you could break down the class boundaries like this: destitute - checks discarded transit cards for remaining balances

As America is an automobile culture, you could break down the class boundaries like this: destitute - checks discarded transit cards for remaining balances poor - buys monthly transit passes lower - buys used car with predatory/dealer "pay here" financing lower-middle - buys used car with bank/CU financing upper-middle - buys used car with cash, or new car with bank/CU financing upper - buys new car with cash rich - drives company car leased by an owned business, but uses taxis and Ubers in the city ultra-rich - never drives; has on-call professional driver/pilot employees