I think that what the parent refers to in a larger sense is the way the current financial system "pulls" money - if I for example set up Auto-Pay with the cabl

I think that what the parent refers to in a larger sense is the way the current financial system "pulls" money - if I for example set up Auto-Pay with the cable company, every month I pray they get the amount right. Because if they don't, it becomes a huge use of my time to fix all the damage.