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The whole situation in the US is silly. Some background: when a major iOS version comes out, thanks to Apple not allowing downgrades (grrrrr...), my company buy
by jevinskie 10y ago
The whole situation in the US is silly. Some background: when a major iOS version comes out, thanks to Apple not allowing downgrades (grrrrr...), my company buys a new set of test devices for each major iOS version. When iOS 9 came out, I went to Walmart with my manager's company credit card to get some iPods (cheapest iOS test devices).
The clerk asked me what I wanted and I said "5 iPods please". I would be suspicious if anyone asked for that many iDevices. When they realized they only had 3 iPods, I said I'd take those. When I went to check out, I asked them to break up the transactions into < $500 chunks so as to not cause additional oversight, they obliged.
This was the first time I had ever used a chip-enabled card. It was obvious to the cashier, I was fumbling around with the card and had to ask how to operate it. Finally, after I bought three iPods in two transactions with a card I had obviously never used before, with the merchandise in a bag in hand, they ask for the credit card and my ID to verify the name. Busted, I thought! But no, after explaining that I was buying the devices on behalf of my boss (with no proof of this) they let me go on my merry way. I was flabbergasted.
TLDR: If you have a stolen credit card and want to use it to buy expensive electronics to fence, go to the Electronics department at the West Lafayette Walmart. Chip and signature cards offer no improvement in security, even when faced with at least five big red flags that indicate fraud.
- duaneb 10y agoTo be honest, all of the behavior you would have seen as fraudulent is pretty typical in retail. Furthermore, it's always been obvious that the chip'd cards provide no improvement for online fraud. It's a PR move to hide the fact that the banks and creditors rely so heavily on transaction disputing to fend off fraud.
- nickpsecurity 10y agoYou're right. Lots of people split orders, probably one out of 4 or 5 fumble for things, and quite a few buy for their company. The phone the person bought was an iPhone rather than some weird one. Had the comment said iPods I'd have expected a bit more skepticism from cashier. Yet, a company sends someone to buy a set of mainstream phones split on two transactions? Totally believable for a cashier and not as crazy as people's grocery orders have gotten while I was in line. ;)