This is factually incorrect. If you didn't authorize the transfer, the bank is legally required to make you whole. This only applies to personal accounts, not

This is factually incorrect. If you didn't authorize the transfer, the bank is legally required to make you whole. This only applies to personal accounts, not business accounts. There is a reason why scammers work so hard to find someone to "cash checks" or "withdraw funds" or do that kind of nonsense. Electronically stealing funds is easy. Keeping those funds is hard.