It would be a pretty terrible thing for the world if this business died/were seriously hindered due to the need to come up with instant liquidity. I have no id

It would be a pretty terrible thing for the world if this business died/were seriously hindered due to the need to come up with instant liquidity. I have no idea why you and gamblor are obsessing over "mom and pop" or "small business" - that wasn't a claim I made at all.