Most people think their health insurance is great (or at least did until recently) because they've never needed it for anything large. If you're not terribly in

Most people think their health insurance is great (or at least did until recently) because they've never needed it for anything large. If you're not terribly informed or introspective, and the cost to you of something is hidden (employer pays) and you got $7,500 from your insurance company the one time in 15 years you had a significant medical cost, you're going to think of it as a "benefit". This is similar to the political syndrome where people think their representatives are great; it's all those other slimy bastards who are the problem. Thus, incumbents have a huge advantage and bad politicians rarely get fired.