4 ms·
In the US, those people tend to fall into one of a few groups: 1) They're covered by a government plan already (medicare, medicaid) 2) They have a good employ
by nroach 17y ago
In the US, those people tend to fall into one of a few groups:
1) They're covered by a government plan already (medicare, medicaid)
2) They have a good employer-sponsored plan and don't see the costs. My own parents fall into this category, having worked for basically one company their entire lives and gaining entitlement to that plan on retirement. However, this form of entitlement is rapidly disappearing and I doubt that people entering the workforce today will have this level of benefit.
3) Cost is no object. Some people are fortunate enough to have either made or been born into enough money that a few hundred or a few thousand per month just isn't a big expense. I hope to be in this group some day, but I realize that this segment is never going to be a majority.
4) The terrified. I have a handful of friends that also fall into this group. They are told by their choice of media outlets that the socialists are going to take away their medical care and that the Democrats' bills are just the first on a "slippery slope" to take away their guns and their freedom.
Personally, I think the entire concept of employer-based healthcare is a drag on our economy. It puts a very high incentive on remaining in "safe" employment and dissuades people from starting their own ventures or joining a startup. I ran into this recently when trying to hire a developer. Unable to offer health insurance, even the potential rewards of working for a startup weren't enough to offset the risk involved in losing health coverage. This is particularly true in a system where any lapse in coverage can result in permanent ineligibility for future coverage.
The U.S. system delivers great care to those who can afford it. Perhaps the current Congressional bills aren't the right solution. But, the overall problem is strangling our competitive advantage. And America's entrepreneurs are at the forefront of this battle. I hope they don't also turn out to be its casualties.