3 ms·Because credit card payments and wire transfers take less than hours to complete?by ryanlol 11y agoBecause credit card payments and wire transfers take less than hours to complete?arielpts 11y agoYes, credit card payments, CNP, usually takes seconds to complete. I may take days (or month depends on the country) to settle.ryanl0l 11y agoExactly like bitcoin payments then, except bitcoin settlements only take hours.